Personal loans,made simple.
Answer a few questions in the secure form. LoanAdvice sends your request to its lending partners, and you look at any offers that come back. You don't have to accept one.
- Fast & easy
- Secure & private
- Lender network
- No obligation to accept
Secure form. LoanAdvice is not a lender.
Your browser sends a Global Privacy Control signal. Ticking the consent box in the form confirms that you still want this request sent to our matching partner and lending partners; everything else stays opted out.
Four Nine Nine Ltd collects your details and shares or sells them to participating providers so they can contact you about your request. Notice at collection | Do Not Sell or Share My Personal Information.
How it works
Get loan offers in 3 easy steps
- Answer a few questions
Amount, income, contact details. A few minutes in the secure form.
- We send your request to lenders in the network
LoanAdvice shares it with its matching partner and lending partners, who decide whether to make an offer.
- Review any offers - you can decline
A lender shows you the rate, fees and term before you sign. No obligation.
Lenders in our network
Accountable Capital Corp.Consolidated Credit Solutions, Inc.Consumer Alliance Processing Corp.Creditguard of America, Inc.First Financial Services, Inc.OneMain Financial, Inc.Prosper Marketplace Inc.Top Flite Financial, Inc.
FAQ
Does checking offers affect my credit?
LoanAdvice does not check your credit. When a lending partner reviews your request it may use a soft inquiry, which does not affect your score, or a hard inquiry, which can. The lender tells you which before you accept an offer.
Is LoanAdvice a lender?
No. LoanAdvice is a website operated by Four Nine Nine Ltd. We do not lend money and we do not make credit decisions. LoanAdvice shares your request with its lending partners, who decide whether to make you an offer.
What is the maximum I can request?
The form lets you request from $1,000 up to $5,000 or more. When you apply for a loan, the amount you're approved for might be different from what you initially requested: what a lending partner actually offers depends on the lender, your state, your income and your credit profile.
Do I have to accept an offer?
No. There is no obligation to accept any offer, and there is no fee to submit a request. Submitting a request does not guarantee a match, an approval, or any particular amount, rate or term.
How soon could funds arrive if approved?
That depends on the lender and on your bank. Many lending partners send funds by direct deposit as soon as the next business day after you sign, but the timing is the lender's, not ours, and is never guaranteed.
LoanAdvice is not a lender and does not make credit decisions. LoanAdvice is a website operated by Four Nine Nine Ltd. We do not make loans and do not charge you a fee. Four Nine Nine Ltd transmits the request you submit, through the matching partner's form, to its matching partner and lending partners and their service providers so they can decide whether to present you with an offer; it does not keep the request itself, and may be compensated by a lending partner when you are connected.
Completing a request does not guarantee that you will be matched with a lending partner, that you will be approved, or that you will receive any particular amount or term. When you apply for a loan, the amount you're approved for might be different from what you initially requested. Loan availability, maximum amounts, terms and rates differ by state, and some products are not offered in every state. Annual percentage rates depend on the lender, your credit profile, the amount and the term, and on short-term loans can exceed 400% APR. Short-term loans are expensive. Borrow only what you need and compare the APR before you accept. Representative example, not an offer: a $2,000 loan over 24 months at 24.99% APR is 24 payments of about $106.72, about $2,561 in total. Lending partners may perform credit checks, and late or missed payments can add fees and affect your credit. Any offer, its rate, its fees and its repayment terms come from the lender, not from LoanAdvice. Review the lender's own documents and contact the lender directly with questions about an offer or an existing loan.